Yrityksen taloussuunnittelua. Helposti.

What is Simulo?

Simulo is a series of Excel-based financial planning tools that address the most essential needs of financial planning - profit and cash flow forecasting and pricing. Simulo's planning tools have helped thousands of businesses and would-be entrepreneurs evaluate their business ideas in light of the numbers. Simulos has shown its users exhilarating possibilities, warned of miscalculations and impending crises, and given them hope for the future. Simulo's tools are designed for people who, to succeed, need to be able to predict and calculate whether income will exceed expenditure in the long term, whether there will be enough money, how well or badly plans are likely to work out. Financial literacy is easy when you have a good grasp of the basics and can focus on what matters. You only learn to be a guru by doing it yourself. The better a business manager understands the logic of their company's cash flows, the easier it is for them to assess risks and opportunities. When you put numbers to your plans, you sleep better at night.

Käytämme Business Joensuun kasvuvalmennuspalveluissa Simulon laskentatyökaluja. Nämä työkalut tarjoavat hyvän ja monipuolisen perustan kasvun suunnitteluun talouden näkökulmasta. Yhteistyö Simulon kanssa työkalujen yhteensovittamisessa ja räätälöinnissä palvelujemme tarpeisiin on ollut kaikin puolin sujuvaa.

Mervi Leminen

We used Simulo to measure and test plans before becoming entrepreneurs. It was then easy to present our plans to our financiers. For every question, there was an answer ready.

Keijo Karjalainen

Simulo has been an important tool in helping companies put their plans into practice. Simulo has helped us to find a common path with the entrepreneur efficiently, easily and reliably.

Marjo Niittuaho-Nastolin

Competent consultants and proper tools were a great help when implementing a generational change, a change in strategy, financial arrangements and the associated real estate transactions.



Me, becoming an entrepreneur? Financing a start-up business. Planning and financing a growth business. The most important tool for managers and management teams. Planning a business in the midst of difficulties. Sizing and financing a takeover. Simulo works at all stages of the business life cycle.

Starting company

Have you been thinking about starting your own business? Test your plans with Simulo's calculations. Make options. Sell your plans to financiers.

An operating company

One of the best friends of the business owner and the management team is the income and balance sheet forecast, which is largely accurate.

Educational institutions

Entrepreneurship is a dream and a real option for more and more students. Others are planning a career as a financial professional or in business development. Simulo's tools bring skills to the practical level in an engaging way while focusing on what matters.

Business counselling

With Simulo calculations, you can quickly and safely build a plan that is easy to interpret and modify with the customer.

Simulo's story

Simulo's income and balance sheet forecasting tools were born more than 40 years ago to tell the user whether or not a business idea, growth plan or business area development makes sense. Along the way, more tools have been developed to help with pricing and cash management.

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Financial literacy is easy

Financial planning is easy
Simulo helps you simplify and understand financial planning.